FP&A
Forecasting & budgeting
Rolling forecasts, annual budgets, and variance reviews tied to your actuals – updated on a cadence your leadership team can rely on.
Senior Finance, On DemandFractional CFO Services
Fractional CFO Services
for Growing Companies
Forecasting, cash runway, board packs, and fundraising models – run by a senior CFO team embedded in your operation. You get strategic finance at the pace your business actually moves.
CASH FORECAST
Thirteen weeks of cash,
updated every Monday.
Inflows, outflows, and ending cash position – so you know when to raise, when to cut, and when to accelerate.
13-week cash
Inflow vs outflow
InflowOutflow
W1W4W8W13
Ending cash฿38.6M
Net change+฿4.2M
Runway18.4 mo
Unit economics
KPI stack
Gross margin+3.2%
52%CAC payback-1.1 mo
8.4 moMRR+18%
฿3.2MNet burnMoM
฿2.1MWhat we run
Six disciplines, one CFO team. From weekly cash updates to board packs and fundraising models – every part of your strategic finance cycle is covered.
Cash
Cash & runway
13-week cash forecasts, treasury visibility, and capital allocation guidance – so you always know how many months you have left.
Board
Board reporting
Board packs, KPI dashboards, and management narrative delivered on a predictable cycle – ready before the meeting, not during it.
Raise
Fundraising
Financial models, data room preparation, and investor Q&A support – from seed through growth rounds.
Economics
Unit economics
Pricing analysis, CAC/LTV tracking, and cohort margin reviews – so growth decisions are backed by contribution margin, not vanity metrics.
Controls
Controls & audit
Approval policies, spend controls, and audit preparation – so your financial operation scales without losing discipline.
What a fractional CFO covers, versus a bookkeeper or a full-time hire
A fractional CFO sits above bookkeeping and below a full-time executive hire — strategic finance on a schedule that matches your stage, not a fixed headcount.
| Area | Fractional CFO | Full-time CFO |
|---|---|---|
| Monthly bookkeeping | Not included (pairs with Settlr Accounting) | Usually delegated to a controller |
| Cash flow forecasting | 13-week rolling forecast, updated weekly | Same, run in-house |
| Board & investor reporting | Prepared and presented each cycle | Prepared and presented each cycle |
| Fundraising support | Financial models, data room, investor Q&A | Same, plus ongoing investor relationship ownership |
| Time commitment | Typically 8–20 hours per month | 40+ hours per week |
| Annual cost (Thailand, approx.) | ฿300,000 – ฿1,200,000 | ฿3,000,000 – ฿5,000,000+ (salary, benefits, bonus) |
Hire signals
Signs it's time to bring in a fractional CFO
Most companies wait too long. If two or more of these sound familiar, a fractional CFO usually pays for itself within a quarter.
Revenue is growing but cash still feels tight
You're closing deals, but you can't explain exactly where the cash went at month end. A CFO builds the cash flow visibility bookkeeping alone doesn't give you.
Investors are asking for reports you can't produce
A board deck request or a data room checklist reveals gaps in your financial reporting that a part-time controller can't fill under deadline.
You're preparing to raise capital
Fundraising rounds move faster with a defensible financial model and a data room prepared in advance, not assembled during diligence.
Pricing and unit economics decisions are made on instinct
Nobody on the team can quote your CAC payback period or gross margin by product line without pulling numbers manually.
You've outgrown your bookkeeper's advice
Your bookkeeper can close the books, but board strategy, scenario planning, and capital allocation calls need a different skill set entirely.
The founder is still acting as CFO after hours
Forecasts, board packs, and cash decisions keep landing on the founder's desk at night. A fractional CFO takes that off the critical path without a full-time hire.
Decisions you can defend
How we keep your strategic finance operation steady – so board meetings, investor updates, and capital decisions are grounded in defensible numbers.
Defensible numbers
Every forecast assumption traced to source data. When investors or the board ask "where did this come from?", the answer is one click away – not a scramble.
Board-ready in days
Board packs and investor updates delivered on a predictable cycle – finished before the meeting starts, not assembled during it.
Capital-aware
Every recommendation accounts for runway, dilution, and unit economics – so spend and hiring decisions protect your next round, not just this quarter.
Questions
Before you engage
What is a fractional CFO?
A fractional CFO is a senior finance leader who works with your company part time, handling budgeting, cash flow forecasting, board reporting and fundraising support at a fraction of the cost of a full time hire. It suits companies that have outgrown bookkeeping but cannot yet justify a 3 to 5 million THB annual CFO salary.
When should a company hire a fractional CFO?
Common signals: revenue is growing but cash still feels tight at month end, investors are asking for reports you cannot produce, you are preparing to raise capital, pricing and unit economics decisions are being made on instinct, or the founder is still acting as CFO after hours. If two of these apply, a fractional CFO usually pays for itself.